家計簿 Kakeibo - a Japanese Budget System

Kakeibo, a century-old budgeting technique from Japan, helps you spend mindfully and save more.
Kakeibo is more than a budgeting method — it's a financial philosophy centred on mindful, deliberate spending and saving.

• Calculate your monthly income and subtract fixed expenses

• Set a savings goal for the month

• List your spending categories

• Answer four reflection questions at the end of the month (or week)

How much money do you have?

How much money would you like to save?

How much money are you spending?

How can you improve?