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'Back to the Black ... how to become debt-free and stay that way.' A debt-management handbook for these stressful times.

'"Back to the Black" is written from the heart by a man who has been there. If you think you're the only person who's struggling to cope with debt, he'll show you that you're not and help you find ways to put your problems behind you. But only if you want to, of course. Getting out of debt is not easy. It will take self-discipline and sacrifice. If you're ready for that challenge then read on - and I wish you the greatest success.'

(Simon Read, Personal Finance Editor of The Independent newspaper)

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'In these uncertain times, many are only paycheck away from disaster. If the worst happens and debts become unmanageable, it's tempting to panic - but there's no need. Michael MacMahon's book is like having a sensible friend by your side, guiding you step by step to the solution for your financial problems. However bad the situation seems, it can always be resolved, as long as you keep your calm. With Michael's advice - based on real-life stories - you can do just that.

'As I work in finance myself, I am aware that many individuals find numbers puzzling. Michael demystifies the process of calculating how much you owe, how much you can afford to pay to service your debt, and the options you have for reducing it. His style is chatty and non-judgemental - having been in debt himself when his business failed in the credit crunch, he's aware that there are many reasons for going into the red.

'Follow his advice, and - as you'll see on the book cover - you can get back to the black and stay that way.'

(Helen Blenkinsop, author and accountant)

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'I’m giving this book 5 stars, which I don’t often do, because it’s extremely well-written, pulls no punches, and doesn’t waste time on exhortations. What I most want to say about it, though, is that the title and the blurb both do the book a disservice in that the impression you get is that this is simply a book that tells you how, if you are in debt, to get out of it. It’s much more than that. What the author has produced, based on what is clearly a long and successful life, is a series of lessons on how to conduct yourself in general and how to get the best results and achieve your dreams. You could get a great deal out of this book if you didn’t owe a penny. I learned an awful lot about sane and healthy mental practices, and I don’t have a debt problem. As a refreshing change to some of the half-baked Life Manuals that are out there by people a quarter of McMahon’s age and a tenth of his experience, I recommend this as a very good read.'

(John Lynch, writer and entrepreneur)

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'It’s not often I come across a book about Money that’s easy to read. It’s the kind of book that with my 43 years experience as an Independent Financial Advisor I would have loved to have written. Michael has drawn on his own stressful experience of facing up to possible bankruptcy and written an easy to read no nonsense guide on how to become debt free and stay that way.

I highly recommend this excellent book to young and old. It’s filled with great tips. Go read it.'

(Alan Steel, CEO Alan Steel Asset Management)

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  • The digital (e-reader) version of my debt-management book is now available on a Pay What You Want basis. It's been on sale on Amazon, and well-reviewed there, at £2.99. But because these times are financially difficult for so many people, I've decided to make it available on a Pay What You Want basis for the first time. That means you can get it for free, or make any payment you want. The paperback edition, published by Silverwood Press, is available from Amazon.
  • Size2.18 MB
  • One-to-one coaching is also available on a Pay What You Want basis.£you decide!

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'Back to the Black ... how to become debt-free and stay that way.' A debt-management handbook for these stressful times.

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