Money, we all want it whether you have more than enough, just enough or not enough. Money is earned, inherited, spent, saved, and invested. It allows us to pay for our wants and needs, and security for the future.
Are you spending more than you save? If so, you are not alone. 7 out of 10 people are living paycheck to paycheck and 78 out of 100 people cannot pay $400 cash for an emergency. Does this sound like your life?
Here are three reasons why : (1) Instant gratification; (2) Wants vs Needs and (3) keeping up a facade to show a certain status to others.
The only result overwhelming credit card debt, no emergency savings, and no retirement savings.
Money issues can be resolved. It comes down to two things: What You Know? and What you Owe?
My e-book, Money Truth-2 Step Reality Check provides steps to help you know your Owe and Know by: (1) understanding your income and financial status (assets), (2) determining your spending and debt habits, (3) preparing your 2-Step Reality Check Worksheets, and (4) creating your action plan to a change your personal money matters.