Everything about Workers Compensation insurance your insurance company hasn't told you. Based on the author's 40 years professional experience with Workers Compensation insurance, this is a guide to help employers reduce costs and avoid overcharges.
"...a book you absolutely should not be without..." AllBusiness.com
"... unlike any other workers' compensation guide...it is a must-have for those who manage workers' compensation insurance...Priz does an excellent job of exploring the ins and outs of a workers compensation policy, especially all the intricacies of premium calculations and common mistakes in areas such as classifications and experience modification factors."--
--Professional Safety magazine, review by Dr. Laura Rhodes of Indiana University of Pennsylvania*
An easy to understand guide, written for a general business audience, that explains in detail how Workers Compensation insurance is priced and audited.
The Field Guide explains the classification system used by insurance companies, the audit process, experience modification factors, and how and why overcharges occur.
Most importantly, it explains in plain language how employers can protect themselves from the common mistakes the insurance industry makes that cause Workers Comp premiums to be higher than they properly should be.
"Perhaps one of the most important points the book makes is that business owners should understand how their premiums are calculated. Priz describes some of the common mistakes he sees in field audits of policies. These tips can help you avoid overcharges."
"This book is an excellent review of the current system of workers compensation coverages. It is dead-on accurate in its description of the potholes one can encounter - NCCI ratings, premium audits and others. I thought Mr. Priz was generous in his kindness to auditors and underwriters, who are the source of most of the problems and also the solution to most of the problems.
I am going to buy several copies for my clients."
--Michael Greenleaf, from Scott Depot, WV, reviewing The Ultimate Guide to Workers' Compensation Insurance on Amazon.com
"This book describes in detail information I have never gotten from my insurance agent. It gives you a detailed insight into the world of workers' compensation and has been very useful in helping me to make sure that what we do as a company is under the right classification. It would have been difficult to argue our case without the knowledge I obtained from this book. Worth every penny!"
from a reader's review on amazon.com
"In this book you particularly want to read the 'war stories' where actual incidents, either accidents or administrative actions are reported. Some of the rulings stagger the imagination. It is only by knowing the facts and having them at your fingertips that you stand a chance of winning the battle.
This book gives a general introduction to the situation, followed by suggestions of what you can do to understand the rules in your state. The whole concept is to give you the information you need to treat Workman's Comp like any other business expense where you have at least some control."
--John Matlock, from Winnemuca, NV in his review of The Ultimate Guide to Workers' Compensation Insurance, on Amazon.com
"I ordered this book to get an overview of the Workers Compensation Insurance Industry. This book is very good to get a glimpse of the WC Industry and provides the most important data. I recommend this book for everyone who wants to get basic information on the Industry. "
- S. Hagenberg, in his review of The Ultimate Guide to Workers' Compensation Insurance on Amazon.com.
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