The DCB Cash Flow Forecasting and Business Plan Writing Program

By

David Barnett

****New April 2020- Quick Crisis Cash Flow Management Tool has been added for business owners needing a fast way to manage a cash crunch

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The program will teach entrepreneurs how to build a small business financial forecast and business plan.

This can be useful to determine if a new business idea is viable or to help plan and negotiate a small business purchase.

It would be a critical tool in approaching lenders and investors.

Over the course of the program, new modules were released each week and participants were asked for feedback.  

Once you sign up, you have lifetime access to the materials.

Course Plan- 

Who is the program for?

• Buyers or starters of businesses
• These plans and forecasts are for Main St. Businesses
• Gross Profit under $2M

Who is it NOT for?

• Investors in publicly traded things
• Wall Street Types

WEEK #1-Introduction

What we’re going to be building and why it’s unique.

• Startups vs. buying

• Canvass and/or SWOT. 

WEEK #1-Sales Forecasts

• Cash businesses

• Sales cycle businesses

• Lead and conversion businesses

• Customers on terms

• Project and deposit forecasts

WEEK #2-Direct Expenses

• Cost of Goods Sold

• Cost of Sales

• Markup/Margin

• When Labor is in the Cogs and when it is not

WEEK #3 Labor & Scheduling

WEEK #3 Overhead Expenses

• Stories

• Changes over time

• Overheads

• Timeliness of expense recognition

• Capital Equipment

WEEK #4 Financing Activities

• Loans

• Leases

Week #5 Income Statements and Bank Balance

• Opening balance and changes in cash

• Making the income statement

• Forecasting Line of Credit needs for operating capital

Week #5 Sales Taxes

• Sales tax reconciliation

Week #6

• Expanding to 3 years

• Calculating Depreciation

• Paying Income Taxes, knowing what number is subject to tax

• Creating the Balance Sheets

• Opening and forecast Balance Sheets

Week #7

• Dividing the forecast into years

• Changing the businesses and/or deals to make the businesses work

• Ratios and commentary

Week #8

• Funding Program

• Financing Operating Losses

• Presenting Sources of Equity

Week #9

• Business Plan template

• The sections and components of a business plan

• Epoxy Flooring Company Sample Biz Plan

Week #10

• Formatting the spreadsheets

Week #11

• Putting together a business plan for a new business

Week #12

• Putting together a business plan for a business purchase

• Presenting normalized historical financials

Note- All products priced in USD.